Fees
I offer a free 15-minute phone consultation so we can talk about what you're looking for, answer any questions, and discuss fees. No pressure, no obligation.
I'm not affiliated with insurance providers, but I'm happy to provide a superbill so you can seek out-of-network reimbursement. If you're not sure where to start, I can also provide you with specific questions to ask your insurance company about your out-of-network mental health benefits, so you know exactly what to expect before we speak.
What are the benefits of seeing an out-of-network provider?
Privacy & Confidentiality
When you use insurance, your diagnosis, treatment plan, and session notes can become part of a claims record that insurance companies (and sometimes employers, in certain circumstances) can access. Paying out of pocket means your care stays strictly between us.
No Diagnosis Requirement
Insurance requires a formal mental health diagnosis to justify "medical necessity." This means you can be diagnosed with a condition even if you're seeking support for personal growth, a life transition, or a relationship issue that doesn't fit neatly into a diagnostic category (and that diagnosis can follow you). Paying privately means we can focus on what you actually want to work on, without needing to label it.
You Control the Length and Focus of Treatment
Insurance companies can limit the number of sessions they'll cover, require ongoing justification for continued care, or decide when treatment is "complete." Working privately means the number and pacing of our sessions is based on your needs and goals, not an insurer's approval process.
Greater Flexibility in Treatment Approach
Insurance panels often dictate which therapeutic modalities are considered reimbursable. Private pay allows for a more individualized, flexible approach tailored specifically to you rather than a one-size-fits-all model.
Choice and Continuity
Many insurance networks have narrow provider lists, meaning you may be limited in who you can see or have to switch providers if your plan changes. Working privately means you can choose your provider based on fit, not network status, and keep that continuity even if your insurance changes down the line.
Possible Reimbursement
Many insurance plans offer out-of-network benefits, which means you may still be able to receive partial reimbursement for sessions. I'm happy to provide you with a superbill and guidance on questions to ask your insurance company about your specific out-of-network coverage.